Historical HIBOR Interest Rate Archive

Monitoring the interest rates for loans between financial institutions in Hong Kong provides a clear indicator of market liquidity and the cost of capital. Known as HIBOR, these rates are highly sensitive to the volume of funds available; rates decrease when the fund pool is abundant and rise during periods of scarcity. Crucially, these figures serve as the primary benchmark for housing mortgage rates across the region, making them an essential metric for both banking health and real estate affordability. The data is sourced directly from the official records of The Hongkong and Shanghai Banking Corporation Limited (HSBC).

The records are provided in a single comma-separated values file titled HK_hibor.csv, with a file size of 20.46 kB. It contains 1,293 valid records with a 100% integrity rate, showing no missing or mismatched entries. The dataset maintains a perfect usability score of 10.00 and is expected to be updated on a quarterly basis.

This resource is ideal for conducting exploratory data analysis on the Hong Kong financial sector. It is well-suited for building predictive models for mortgage interest rates and studying the historical volatility of inter-bank lending costs. Researchers can also use the figures to correlate market liquidity with broader economic shifts in the Hong Kong housing market.

The geographic scope is limited to Hong Kong. Temporally, the collection spans from 31 August 2017 to 25 November 2022, capturing more than five years of daily interest rate fluctuations. The data focuses specifically on the professional banking sector and its influence on local property financing.

CC0: Public Domain

Financial analysts can leverage these records to benchmark lending trends and assess regional capital costs. Mortgage consultants may utilise the historical rates to provide better market context to prospective homeowners. Furthermore, data science students can use this clean time-series data to practice financial forecasting and trend analysis.

Original Data Source: Historical HIBOR Interest Rate Archive